591 P.2d 859 NATIONWIDE MUTUAL INSURANCE COMPANY, Respondent, v. MARK J. KELLEHER, Appellant. No. 2607-3.The Court of Appeals of Washington, Division Three. February 21, 1979. [1] Insurance — Construction of Policy — Intent of Parties — “Average Man”. The language of an insurance policy must be construed in the understanding of the average man rather […]